What you need to know before getting your first car insurance policy

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If you’re considering buying your first car, your first car insurance policy should be the next thing on your mind. 

Car insurance might seem complicated — there are hundreds of companies that offer policies in each state and many moving parts to the price you’ll pay each month. But, it’s actually quite straightforward once you narrow down what you need in an insurance policy, determine your monthly budget, and start shopping. 

There are four things you should do in the process of shopping for car insurance to make sure that you’re getting the best possible deal.

Decide on a level of coverage you’re comfortable with or need

Not all car insurance policies are

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Easy Steps for Getting Car Insurance Online

LOS ANGELES, CA / ACCESSWIRE / September 6, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org/ ) has launched a new blog post that presents how drivers can obtain the best car insurance policy online.

For more info and free car insurance quotes, visit: https://compare-autoinsurance.org/how-to-get-car-insurance-online.

Nowadays, more and more people have access to the internet. The digital revolution has opened up an entirely new way of doing business. Drivers are no longer required to work with local car insurance companies. They can shop online at their own convenience. Besides the incredible convenience and choice offered by internet-connected devices, algorithms are also able to process a whole slew of data points at once in order to pinpoint the best car insurance options faster and more accurately than ever before.

By using brokerage websites for comparison shopping, drivers can compare quotes instantly, view quote packages ranked from cheapest to most expensive, buy car insurance policy

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CA tells insurers to return some premiums, including auto insurance, due to COVID-19

California Insurance Commissioner Ricardo Lara on Monday ordered insurers to refund some premiums to help provide financial relief to businesses and consumer during the coronavirus pandemic.

Lara’s bulletin impacts insurance lines with a decreased risk of loss due to the crisis, including private passenger and commercial automobile, workers’ compensation, commercial multi-peril and liability, and medical malpractice, according to a news release from the commissioner’s office.

The order would cover premiums for at least March and April, and could extend through May if statewide stay-at-home restrictions remain in place.

“With Californians driving fewer miles and many businesses closed due to the COVID-19 emergency, consumers need relief from premiums that no longer reflect their present-day risk of accident or loss,” Lara said in the release. “Today’s mandatory action will put money back in people’s pockets when they need it most.”

Under the bulletin, insurance companies would have to provide a premium credit,

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Car Insurance – Find Cheap Car Insurance Quotes Near You

Why do you need car insurance?

Car insurance is a must if you own or operate a car. Most states require you to carry car insurance, and without it, you face financial disaster if you cause a serious accident and get sued.

Beyond the mandated liability car insurance, it can also pay to repair your vehicle if it gets damaged in a crash or natural disaster, like hail or wildfire, or is vandalized or stolen – if you have chosen the right coverages to be on your policy.

Car insurance coverages

One policy can include several types of coverage.

Some car insurance coverages are required by your state’s law, like liability, and others are optional and provide added protection. Optional means by law you don’t have to buy the coverage, however, if you have a lease or loan on your vehicle your financing company can mandate you carry certain coverages,

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California Car Insurance | GEICO

Auto Insurance Coverage in California

If you just moved to California and need auto insurance coverage, or you’ve been here for a while and are looking for cheap car insurance that doesn’t cut corners, you’ll be glad you got a quote with GEICO. So, how much is car insurance in California for your ride? You can get a free car insurance quote with GEICO online to find out. California also has some unique car insurance laws that make insuring a vehicle here different than other states, so read on to stay up to speed.

Minimum California Car Insurance Coverage

California requires drivers to carry at least the following auto insurance coverages:

  • Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum
  • Property damage liability coverage: $5,000 minimum
  • Uninsured motorist bodily injury coverage¹: $15,000 per person / $30,000 per accident minimum
  • Uninsured motorist property damage coverage¹: $3,500 minimum

While

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Car Insurance Rates – Get Free Auto Insurance Quotes Online

Car Insurance Rates is your ultimate online resource for auto insurance. We provide company reviews, vehicle purchasing advice, claims help, valuable information on all types of policies, and more!

Let’s face it. You have to insure your vehicle, and sometimes the process of choosing the right policy can be pretty overwhelming. Fortunately for you, we’re here to help! This website provides you with important information on types of policies and outlines the most important terms that you should be familiar with before you buy. If you’re in the process of switching companies, understanding what you’re paying for ensures that when you switch, you’re not lowering your coverage, just your rates!

Still Not Sure? Each day, thousands of drivers and drivers-to-be are saving money through lower premiums and better coverage; you could be too! Switching away from your current high-priced broker is as easy as filling out a short form and

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Compare Insurance Quotes with Confidence

Compare Insurance Quotes with Confidence | CoverHound

Simple. Fast. Reliable.

This is CoverHound.

See how we’re breathing life into the insurance industry and having fun doing it!

Why CoverHound?

  • CoverHound adds transparency to the insurance industry, offering accurate rates and a curated list of best options for both your personal and business insurance needs.
  • Our insurance advisors are compensated based on service and exceeding your expectations, not sales commissions. They offer objective recommendations to help you find the best policy.
  • We comparison shop with trusted insurers to help you save money. Our Licensed Advisors are here to help make sure all eligible discounts are applied to your policy.
  • We do not charge any fees to you. CoverHound is free to use. Our carriers pay us a commission based on policy sales and renewals.

*Average savings amount based on national CoverHound new Auto policyholder data from January 2014 through August 2015.

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Auto Insurance | Pekin Insurance

Prepare for the Unexpected

Car accidents happen every day. You’re distracted in a parking lot and back into another car. You’re pulling out of the garage and realize a second too late that the lift gate is still open. Or you’re in a more serious auto accident and the medical bills are quickly adding up. Even minor repairs to a vehicle can be costly—making a good insurance plan a nice thing to have.

Auto insurance is there to protect you from financial loss in case of an accident, and thankfully, with an auto insurance policy from Pekin Insurance, you can drive through life knowing we have you financially protected. Car accidents, hail or weather damage, hitting a deer, and theft are all covered under our comprehensive auto insurance plans.

What Does Auto Insurance Cover?

Auto insurance from Pekin Insurance covers many things. Some of the most common claims we see

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Introduction to Auto Insurance

Auto insurance is a policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident. Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.

Breaking Down Auto Insurance

Auto insurance premiums vary depending on age, gender, years of driving experience, accident and moving violation history, and other factors. Most states mandate that all vehicle owners purchase a minimum amount of auto insurance, but many people purchase additional insurance to protect themselves further.

A poor driving record or the desire for complete coverage will lead to higher premiums. However, you can reduce your premiums by agreeing to take on more risk, which means increasing your deductible.

In exchange for paying a premium, the insurance company agrees to pay your

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Compare Cheap Car Insurance Quotes

Car insurance is categorised on statistical risk, so there are several different factors taken into consideration when you get a quote for cover. This is why everyone pays a different price for their policy.

Age: This is a factor because, generally speaking, older and more experienced drivers are less of a risk than a young person that has been driving for less than five years. You will find that more experienced drivers will usually get much cheaper insurance premiums.

Gender: Even though insurers are no longer allowed to discriminate on gender, men still often pay more for their insurance. This is simply due to the cars they drive being statistically more powerful and that they drive more hours than women, amongst other factors.

Type of car: If you have an expensive or powerful car then you are seen as a higher risk for a number of reasons. If it’s expensive,

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